A notary public may not notarize a signature on a document if: The person who signature is being notarized is not in the presence of the notary at the time of signature is notarized. The document is incomplete. The notary public actually knows that the person signing the document has been adjudicated mentally incapacitated. the […]
This acronym stands for “TILA-RESPA Integrated Disclosures.” This rule requires two disclosure forms to be combined into a single disclosure (the loan Estimate) when a mortgage application is made – and two additional disclosures to be combined into another form (the Closing Disclosure) when the loan is consummated, or closed. It applies to most, but […]
A notary public may not notarize a signature on a document unless he or she personally knows, or has satisfactory evidence, that the person whose signature is to be notarized is the individual who is described in and who is executing the instrument. A notary public shall certify in the certificate of acknowledgment or jurat […]
